Get Quick Personal Loans With Unbelievably Low-Interest Rates On Our Loan App
RING is India’s trusted credit app for the young and the ambitious, the dreamers and the doers. We are a Made-in-India app that is 100% digital with credit provided by an RBI-registered NBFC (Si Creva Capital Services Pvt. Ltd), offering long-term and short-term personal loans, and a plethora of payment options.
Customers can avail of credit up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! APR varies from 18% – 36% per annum. Convenient repayment over 3 to 24 months. Unlock higher pre approved loans on timely repayment.
RING follows a human-first approach to customer service. We care deeply about customer safety, and data protection and take adequate measures to ensure that our customers have a seamless and delightful experience, at every interaction. Our collection processes are designed to be empathetic and follow all guidelines prescribed by RBI and MeiTY.
Use RING to unlock awesome benefits
- Pay at over 8 lakh RING merchant stores across India
- Transfer to your own bank account for quick cash.
- Transact online and offline
- UPI Payments
- Quick Transactional credit
- Power Loan up to Rs. 5 Lakhs
- Extra Bonus: Win unbelievable rewards and cashback, each time you transact on RING.
Example of Credit for Small Business Purchases
- Loan amount (Principal): ₹ 1,00,000.
- Tenure: 12 months.
- Interest Rate: 30% per annum.
- Processing Fee (incl. GST): ₹ 3000 (3%).
- Total Interest: ₹ 16,985.
- EMI: ₹ 9747.
- APR: 36.86%.
- Loan amount is ₹ 1,00,000.
- Disbursed amount is ₹ 97,000.
- Total loan repayment amount is ₹ 1,16,985.
- Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985
Why Choose RING?
- Easy credit up to Rs. 2 lakhs
- Quick & Simple Application Process
- Flexible and Multiple Repayment Options
- Instant Approval & Credit Activation
- No Physical Documentation
- No Collateral Required
We work with RBI-registered NBFCs.The NBFCs are as follows:
- Si Creva Capital Services Pvt Ltd
- Poonawalla Fincorp Limited
- MAS Financial Services Limited
Eligibility Criteria
- Applicant age should be 21 & above
- Indian Nationality
- Documents Required:
- PAN
- Aadhaar
We Care For You!
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
These are our 7 rules of Customer Care:
- We don’t contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.
- We don’t contact customers for payment collection reminders from personal mobile numbers, foreign
numbers or Internet-based VOIP calls. Our team always calls you from registered landline numbers. - We never ask customers to make payments into personal or private bank
accounts. Payments are only collected on our website or the app. - All our calls are monitored and recorded. Our agents never use threats or abusive language.
- We never ask for commission or cutbacks on payments of dues.
- Our App does not seek permission to access your Contacts List or any other private data.
- We never call your friends or relatives for repayment of your loan as we do not store your
personal information
In case you have faced any of the above-mentioned situations, do this:
- Write to care@pay-with-ring.com OR call our customer care number on
02241434302/ 02268135496 - Share with us a screenshot or recording of the message or call.
Address: Office unit 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai – 400070. Maharashtra, India.
Disclaimer: The application is SSL-certified, and all transactions are 100% safe and secure.