Avail Instant loan|Owned by Innofin Solutions Pvt. Ltd, RBI registered NBFC-P2P
InstaMoney is owned by Innofin Solutions Pvt. Ltd., India’s largest Peer-to-Peer Lending Platform owned by Innofin Solutions Pvt Ltd, an RBI-registered NBFC-P2P registered with the Reserve Bank of India (RBI).
InstaMoney serves a user base exceeding 3 million individuals across India, offering a swift online loan application process with loan amounts ranging from ₹5,000 to ₹50,000, typically disbursed within 2 hours
Note: No credit history* required, no prepayment charges & affordable interest rates!
- Tenure: 3 months to 5 months (91 days to 150 days)
- Interest rates (APR) Range: 24%-48% per annum
- Example: The Loan Amount (Principal) is ₹10,000 with an Interest Rate of 24% per annum with a tenure of 5 months.
- Interest=₹10,000 x 24% x 5/12 =₹1,000 and the Total Amount payable would be ₹11,000 over
- 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment).
- Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199 to ₹750
These numbers are for representation only, and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
Both salaried and self-employed individuals can avail an instant loan with the best personal loan app! Even first-time instant loan seekers & personal loan applicants on a loan app are eligible to apply!
Key Features
- Instant loans up to ₹50,000
- Cash transfer to your bank account in minutes
- Repayment tenure from 91 days to 150 days
- No prepayment charges, pay interest only on the amount used
- Lowest processing fees ranging between 0% – 5% of the amount used
- Graduate to the higher loan amount and more products with on-time repayments
- No paperwork
Why is InstaMoney different from any other Instant Personal Loan App?
- 6 Million+ users in India
- Over ₹11,000 crores disbursed in loan amounts
- Get instant cash loans for medical emergencies, credit card payments, school fees, advance salary etc.
- Loan disbursement time varies between 10 minutes to 2 hours
Eligibility Criteria
- Salaried / Self Employed Individuals
- Full salary must be received in the bank account
- Between the age of 21 – 45 years
- Indian citizen
Easy-to-Apply Process
- Log in to the InstaMoney app, check eligibility and apply for verification.
- Provide required details and documents quickly.
- Check your application status
- On approval the amount gets transferred to your bank account in 30 minutes.
Contact us
- Email: cs@instamoney.app
- Facebook: fb.com/InstaMoneyApp
- Twitter: @InstaMoneyApp
InstaMoney is owned by Innofin Solutions Pvt. Ltd. an RBI Registered NBFC-P2P
Website: https://www.instamoney.app/
Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064
Security & Protection of Privacy
InstaMoney app follows global standards of high-level data encryption/decryption protocols to protect user data.
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